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  • Mobile: 647-283-2020
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$439,900
Available - For Sale
Listing ID: X12962874
21 Oak Street , St. Thomas, N5R 1R5, Elgin


Welcome to 21 Oak Street, a charming 3-bedroom bungalow perfectly positioned on a quiet dead-end street in one of St. Thomas's most sought-after neighborhoods. This home is located just a short stroll from the beautiful Pinafore Park, elementary schools, high schools, St. Thomas Elgin General Hospital and shopping. This home offers a rare combination of nature and urban convenience. Main Floor Features The classic brick and vinyl exterior opens into a bright, inviting interior that has been freshly painted throughout (2026). The main level offers a functional layout with three bedrooms and a full 4-piece bathroom, making it an ideal setup for families, first-time buyers, or those looking to downsize. The kitchen features wood cabinets made by the owner. The basement significantly expands your living space, featuring a cozy family room with brand-new carpeting (2026) and a natural gas fireplace-the perfect spot for winter evenings. You will also find a dedicated home office for those who work from home, a convenient half-bath, and plenty of storage. This home has many updates including: 100-amp breaker panel (2026), furnace service (2026) and fireplace service (2026). The single detached garage provides extra storage or sheltered parking. Enjoy the privacy of no through-traffic and the scenic backdrop of the ravine. This move-in-ready home combines the peace of a cottage-like setting with the reliability of modern updates. Experience the best of St. Thomas living in a home that has been cared for from top to bottom.
Price $439,900
Taxes: $2600.00
Occupancy: Owner
Address: 21 Oak Street , St. Thomas, N5R 1R5, Elgin
Directions/Cross Streets: Elmina
Rooms: 12
Bedrooms: 3
Bedrooms +: 0
Family Room: T
Basement: Partially Fi
  Level/Floor Room Length(ft) Width(ft) Descriptions
Room 1 Main Living Ro 23.29 9.05
Room 2 Main Primary B 12.96 7.74
Room 3 Main Bedroom 10 7.74
Room 4 Main Bedroom 9.25 7.74
Room 5 Main Kitchen 15.15 9.38
Room 6 Main Dining Ro 11.22 9.05
Room 7 Lower Recreatio 30.34 17.12
Room 8 Lower Office 9.54 7.9
Room 9 Lower Utility R 10.33 17.12
Room 10 Lower Workshop 12.82 17.12
Washroom Type No. of Pieces Level
Washroom Type 1 4 Main
Washroom Type 2 2 Basement
Washroom Type 3 0
Washroom Type 4 0
Washroom Type 5 0
Washroom Type 6 4 Main
Washroom Type 7 2 Basement
Washroom Type 8 0
Washroom Type 9 0
Washroom Type 10 0
Total Area: 0.00
Approximatly Age: 51-99
Property Type: Detached
Style: Bungalow
Exterior: Brick, Vinyl Siding
Garage Type: Detached
(Parking/)Drive: Private
Drive Parking Spaces: 4
Park #1
Parking Type: Private
Park #2
Parking Type: Private
Pool: None
Approximatly Age: 51-99
Approximatly Square Footage: 700-1100
CAC Included: N
Water Included: N
Cabel TV Included: N
Common Elements Included: N
Heat Included: N
Parking Included: N
Condo Tax Included: N
Building Insurance Included: N
Fireplace/Stove: Y
Heat Type: Forced Air
Central Air Conditioning: None
Central Vac: N
Laundry Level: Syste
Ensuite Laundry: F
Sewers: Sewer
Utilities-Cable: Y
Utilities-Hydro: Y
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Down Payment $ $ $ $
First Mortgage $ $ $ $
CMHC/GE $ $ $ $
Total Financing $ $ $ $
Monthly P&I $ $ $ $
Expenses $ $ $ $
Total Payment $ $ $ $
Income Required $ $ $ $

This chart is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.

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This calculator is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.
Although the information displayed is believed to be accurate, no warranties or representations are made of any kind.
ROYAL LEPAGE TRILAND REALTY
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Po Paul Chen
Broker
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647-283-2020
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At a Glance:
Type: Freehold - Detached
Area: Elgin
Municipality: St. Thomas
Neighbourhood: St. Thomas
Style: Bungalow
Lot Size: x 132.00(Feet)
Approximate Age: 51-99
Tax: $2,600
Maintenance Fee: $0
Beds: 3
Baths: 2
Garage: 0
Fireplace: Y
Air Conditioning:
Pool: None
Locatin Map:
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